If someone get to the point of having filed bankruptcy, then gets more bills they can't pay, and still looks for the answer in even more loans just to pay the bills that are overdue, how can you help them?
They go to check-cashing companies to get money to pay a bill, then can't pay them back on time. I've tried to point out how much money they're losing in interest and late charges but it doesn't seem to be getting through.